{
  "id": "payment-methods-by-channel",
  "title": "Share of payment methods by sales channel, 2019, 2024 and 2030 estimate",
  "chartNumber": 6,
  "report": {
    "title": "Smuggling: The Role of the State and E-commerce Platforms",
    "publisher": "Insight LAC",
    "authors": [
      "Ana Basco",
      "Paula Garnero",
      "Lautaro Ramirez"
    ],
    "url": "https://estudios.insightlac.com"
  },
  "sources": [
    {
      "organization": "Worldpay, The Global Payments Report 2025",
      "publication": "Contrabando: el rol del Estado y de las plataformas de e-commerce",
      "year": 2026
    }
  ],
  "provenance": "verified",
  "note": "share of transaction value. 2030 is a Worldpay projection. \"n/a\": no data reported by the source. For BNPL and cryptocurrencies in 2019 the source reports \"less than 1%\" (entered as 0.5%). In e-commerce, \"Cash\" includes cash on delivery, prepaid and postpaid (e.g. Rapipago, Pago Fácil). Totals may not add up to 100% due to rounding. The 2019 data match The Global Payments Report 2020, p. 49.",
  "url": "https://estudios.insightlac.com/ecommerce/en/#g-payment-methods-by-channel",
  "attribution": "Source: Insight LAC, “Smuggling: The Role of the State and E-commerce Platforms”",
  "columns": [
    "Year",
    "Sales channel",
    "Digital wallets (%)",
    "Transfers (A2A) (%)",
    "BNPL / financing (%)",
    "Cryptocurrencies (%)",
    "Credit cards (%)",
    "Debit and prepaid (%)",
    "Cash (%)",
    "provenance"
  ],
  "rows": [
    [
      "2019",
      "E-commerce",
      20,
      8,
      0.5,
      0.5,
      47,
      10,
      16,
      "verified"
    ],
    [
      "2019",
      "In-store point of sale",
      4,
      null,
      null,
      null,
      28,
      14,
      54,
      "verified"
    ],
    [
      "2024",
      "E-commerce",
      34,
      14,
      1,
      1,
      27,
      19,
      4,
      "verified"
    ],
    [
      "2024",
      "In-store point of sale",
      25,
      8,
      1,
      null,
      20,
      21,
      25,
      "verified"
    ],
    [
      "2030 (proj.)",
      "E-commerce",
      48,
      19,
      1,
      2,
      18,
      12,
      1,
      "verified"
    ],
    [
      "2030 (proj.)",
      "In-store point of sale",
      39,
      17,
      1,
      null,
      15,
      13,
      16,
      "verified"
    ]
  ]
}